
| DO YOU HAVE HURRICANE DAMAGE? READ ON FOR HELP!!!! Are you wondering where to begin or what to do next? Are you worried that you might have to pay out of your own pocket? |
| You can learn how to deal with your insurance company right now so look no further! AS A PUBLIC INSURANCE ADJUSTER I have settled hundreds of claims and will show you right now how to do it! You will gain confidence, knowledge and peace of mind so read on... You can download the book now... No waiting.... Imagine having an experienced guide escorting you through the insurance maze. Someone who could predict what would happen next in your claim. Someone who could show how to negotiate with your adjuster so you can get more money. As a homeowner it's obvious that you know something about managing your money. You're also intelligent enough to know that insurance companies are not kind, generous, philanthropic, organizations bent on giving money away. |
| LIMITED TIME BONUS! |
| FAQ's about the Book Q. How much is the "How to Settle Your Claim & Get the Money You Deserve!" A . Our limited time "HURRICANE IKE" special offer allows you to buy the book for only $49.95 (Normally $129.95) with the additional bonus of 3 Damage Checklists. (a $39.95 value) This is a very small price to pay for peace of mind, increasing your insurance dollars and saving weeks or even months of delays or frustration. Q. What will my e Book look like? A. The book and checklists combined have over 100 pages of useful information. Read the table of contents above. Chapter 24 alone deals with eighteen different types of problematic claims. Your e book (electronic book) will be sent to you via the web so you can have the information immediately. Save it to your computer and/or print it on normal 8.5 X 11 paper. The cover page will look different. Q. Can I get my money back if not satisfied? A. Yes, if you are not satisfied, simply email us with your receipt, date of purchase. No questions asked... |

| Order your Book & Checklists now. Simply click on credit card to order! |
| Thanks for Visiting and Buying the Book! Why not forward this website to a friend who might need help? |
| A note to women: " Seeing the many families that Rick has been able to help has been very rewarding. When your home is damaged, whether it is minor or catastrophic, it affects your entire family. It can be overwhelming when you don't know where to turn and your financial future and your family's health are at risk. With the book and checklists you can immediately make a plan of action. We know that this will greatly help your family as it has others." |
As you read on you will find help with these plus much more... As A Public Insurance Adjuster it has been my business to go up against insurance companies. I will share my knowledge with you in my ebook now! |
| Take me up on my Guarantee. "My strategies will help you or I will refund your money!" It's that Simple! |
| Order Now and get 3 Valuable Damage Checklists Free! |
| These checklists may help you get thousands & save weeks of frustration! Checklist #1 Tells where to look on the OUTSIDE OF YOU HOME and how to note damages. Checklist #2 Takes you ROOM BY ROOM INSIDE helping you discover and list damage. Checklist #3 Helps you with PERSONAL PROPERTY like furniture, appliances, clothing. You will use these checklists to: A) Give to your insurance claim adjuster to speed his estimate and eliminate overlooked damages. B) Discover missed items from your insurance claim adjuster's estimate. C) Speed up your contractor's estimate and repairs D) Give to competing contractors so bids are "apple for apple" which will save you money! |
| This site and book is not designed to offer legal or accounting advice. Your individual policy is your legal contract with your insurance company. Every policy is different in it's coverages. For legal or financial advice, the services of a competent lawyer or accountant should be sought, since they are most likely to be familiar with your particular policy and state law. |
| 31 information packed chapters include the following: |
1 This Book is About… 2 Introduction 3 Specific Types of Losses: A) Hurricane Loss B) Flood Loss C) Fire / Smoke Loss D) Tornado: Terror from the sky E) Earthquake Loss 4 Your Insurance Claim: How to file your claim 5 Documentation 6 Correspondence 7 Handling Phone Calls 8 Understanding Your Policy - Your Contract With Your Insurance Company 9 Your Deductible 10 Your Coverage 11 How to File Your Claim 12 Your Duties after Loss 13 Duties of Your Insurance Company After Loss 14 Receipts and Expenses: A) Loss of Use B) Temporary Repairs C) Debris Removal 15 Your Property’s Contents 16 Review your Damages 17 The Adjuster Visit: What to Expect 18 Understanding Your Adjuster’s Estimate A) Recoverable Depreciation B) Overhead and Profit 19 How is One Adjuster Different from Another? A) Staff B) Independent C) Public 20 Loss of Use 21 Leverage and the Use of Experts 22 How to Supplement Your Claim 23 When Things are Not Running Smoothly or There is a Dispute 24 Problematic Claims - Different types 25 Mediation 26 Arbitration 27 Appraisal 28 Statute of Limitations 29 Legal Recourse 30 Dealing with Your Mortgage Company (They hold your money) 31 State Department of Insurance Websites |
| 3 things that you need to know to maximize your property damage claim. 1 Construction experience and skill in estimating 2 Knowledge of Insurance policies and insurance company methods 3 Claim experience in negotiation |
| May I tell you a little bit about myself? I have two earned masters degrees, and 15 years of negotiation, construction and public adjusting experience. As a Public adjuster I have represented and helped property owners recover tens of thousands of additional dollars, working in two of America's largest states, Texas and Florida.I worked with a very successful Public Adjusting firm Pennington & Associates. Our clients were hurricane, flood and catastrophic property damage victims. I have represented homeowners to their insurance companies on hundreds of claims. I have also written estimates and served as an expert witness for plaintiff attorneys representing over three hundred court cases against insurance companies. My years of construction experience and negotiation tactics made me a popular radio and TV guest, helping people with structural related damages and insurance claim problems. Out of my experience helping homeowners and a great desire to help others, I authored the book "How to Settle Your Claim and Get the Money You Deserve!" - A Guidebook for Successful Claim Resolution. Months were spent writing this book because their are far too many homeowners in difficult situations. My time is limited and most public adjusters will not help a homeowner unless their home is very expensive, or if the damages are to commercial property. As a result, there are thousands of homeowners who are without any kind of help. Give yourself an advantage. You need not simply follow your insurance companies agenda. With knowledge you can maximize your claim. The methods I share are tried and proven, and most importantly, you can get the help you need right now. |







I HAVE PERSONALLY HELPED HUNDREDS OF PROPERTY OWNERS RECOVER TENS OF THOUSANDS of additional dollars from their insurance companies. & I ONLY GOT PAID WHEN I PRODUCED! Clients didn't pay me by the hour. They only paid me when I got them new money. New money which they did not have. My average client paid me $7,000. In the over 500 claims that I have reviewed I found only three (3) that were fully funded by their insurance company... The vast majority were underestimated don't let this happen to you! Now picture me at your side, coaching you, step by step, silently, invisibly, your secret weapon. Download the help you need now read on... |
As you download your ebook you will learn... "How to Settle Your Claim and Get the Money You Deserve!" "A Guidebook for Successful Claim Resolution." |
| A note to men: "I have been married for over twenty years and have four beautiful children. Believe me when I say "You don't want to get stuck holding the bag on your insurance claim!" Except for your deductible, you should never have to pay out of pocket! Get it right the first time! AVOID MISTAKES. You will benefit from the books coaching. The bonus "Damage Checklists" will help you make sure all your damages are noted and paid for." |
"Rest assured knowing that your adjuster hasn't missed anything!" , My 3 BONUS CHECKLISTS show you how. |

You'll find strategies that really work to get more money! Below is a list of just a few of the hundreds that I have helped. |
| Final Payment $126,000 $90,000 $86,000 $400,000 $54,000 $250,000 $58,000 $70,000 $54,000 $120,000 $56,000 $76,000 $86,000 |
| Client Name City, State Anne G. San Antonio, TX Alfred G. Dallas, TX Lisa L. Carrolton, TX Jeanette W. Dallas,TX Alton H. Houston, TX Maria C. San Antonio, TX William L. Port Arthur, TX Judy C. Fort Worth, TX Jean H. Farmers Branch, TX Sadie T. Houston, TX Glen Wi. Fort Worth, TX Eugene L. Vero Beach, FL Joseph F. Sebastian, FL |
| Initial Insurance Offer 4K 18K 22k 18K 16K 22K 6K 13K 12K 24K 8K 12K 16K |
| Remember insurance companies exist to make a profit, why should they profit more by paying you less? |
When a major catastrophe strikes an area like a flood, hurricane or severe weather, insurance companies need to pay out. So....They lose their profits. So I ask you, in this scenario, What does any business seek to do? Minimize losses and maximize profits! The less your insurance company pays the better! This is Not Good! I know that you're not naive! May I share something else with you.. Have you ever thought about how other types of insurance claims are handled? On a medical claim your doctor decides the work that needs to be done and he/she is the one who does the work. On an automobile claim your body shop decides what work needs to be done and they are the ones that do the work But get this... On your residential property claim, the Insurance Adjuster decide! The adjuster (Who is on the insurance companies payroll) who will never do a lick of the work, gives you an estimate... and then leaves you to your own devices to find someone that will do the work Well, Good Luck! In many cases the money given is not enough. Can you imagine? Homeowners must frequently dip into their own savings for thousands. That isn't fair! The book and checklists give over 100 pages of proven techniques so you can get the money you deserve! |
| Don't be passive and "just hope things work out". Knowledge is power! ACT NOW! |
| How to file your claim. How to document so there is no "say one thing and do another." How to get the rest of your money when insurance companies routinely give only 2/3 of it. Understand you coverages. Know how to get more money for your damaged furniture, clothes, appliances etc.. Damage checklists that help you find and document damage inside and outside of your home or business. How to find damages your adjuster missed. How to make sure your adjuster misses nothing. How to protect your home from further damage. How to collect on hotel or temporary living expenses such as food. How to deal with busy contractors to get the job done. How to dispute your adjusters estimate and win! How to go back and get more $$$ many months later. How to get your adjuster to return your phone calls. How to get a stalled claim moving again. How to use experts for your advantage. How to file a complaint. When to get an attorney and how to build your case long before you need one. How to deal with 18 types of problematic claims. Avoid Big Mistakes! |
| In How to Settle Your Claim & Get the Money You Deserve! You will learn: |
| Do you have a question about the book or want to have your claim reviewed free of charge from a professional? |
Don't Make Expensive Mistakes! Do you know these answers? 1. When to file your claim and the best way to do it? 2. What "not to do" when your adjuster visits? 3. How to make sure your adjuster notes and pays for all of your damages? 4. How to get additional money even though your insurance company says "that's all there is"? 5. What money is legally held by insurance companies until you do something to get it? 6. What money is routinely never claimed by homeowners? 7. How to get contractors to give you fast, detailed, estimates?? 8. What to do when repairs cost more than what your insurance company has paid? 9. How to inventory your home and get paid for property such as furniture and clothing? 10. How, when and where to use experts to boost your claim value? You'll find the answers to all of this today. Knowledge is power! Withholding knowledge is control! |
| Hurricane Ike Special! Usually $129.95 now only $49.95 |